BC
Branch Capital
Franchise & Commercial Lending

Services

Financing solutions for franchise & business owners.

We work with SBA-preferred and conventional commercial lenders across loan types and deal sizes. One application gets you matched and packaged for the right lenders.

Single-unit franchise new build

Financing for new franchise locations — build-out, equipment, and working capital for first-time and experienced franchisees.

Multi-unit franchise expansion

Capital for area developers and multi-unit operators ready to scale across additional locations.

Business & franchise acquisition

Acquisition financing for existing franchise units, independent businesses, and partner buy-outs.

Refinance & debt consolidation

Restructure existing business debt into a single, lower-payment facility to improve cash flow.

Equipment financing

Fixed-asset financing for new and used equipment with terms aligned to the asset's useful life.

Working capital

Short-term capital for inventory, payroll, marketing pushes, and bridge needs.

Business line of credit

Revolving facilities for ongoing operational flexibility and seasonal swings.

Commercial real estate

Owner-occupied and investment commercial real estate financing — including SBA 504 structures.

Our process at a glance

  1. 1. Discovery. Quick conversation to confirm fit and identify the right loan structure.
  2. 2. Application & packaging. You upload your documents through our secure portal. We build the lender-ready package.
  3. 3. Lender outreach. We send your file to 3–5 lenders pre-qualified for your concept and deal type.
  4. 4. Offer review. You review anonymized term sheets and pick the one that fits.
  5. 5. Close. We hand you off to the funding lender and stay involved through closing.

Not sure which service fits?

We'll figure it out together. Reach out or start the application.